The Bair Insurance Agency logo

Charlton, MA 01507

Towns of Charlton, Dudley, Southbridge, Sturbridge, Oxford, Leicester, Auburn, Brookfield, Brimfield

(508) 248-4204

Fax: (508) 248-1199

Massachusetts Business Owners Insurance

Business people sitting around a board room table

Choosing the right commercial insurance for your business in Massachusetts requires time and effort that many business owners cannot spare. Experienced The Bair Insurance Agency insurance specialists customize insurance options to precisely fit your business needs while sourcing the best rates from a network of carriers.

For financial protection and peace of mind, The Bair Insurance Agency offers a variety of commercial coverage options that include:

Standard commercial auto insurance

covers bodily injury and property damage liability as well as personal injury, medical costs and lost wages in the event of a vehicular accident. Discuss the options that are right for your business with an experienced The Bair Insurance Agency specialist.

Commercial property insurance

covers your business and personal property against the risk of damage from fire, natural disaster, vandalism and theft. The Bair Insurance Agency offers tailored policies with expanded coverage that often reimburse on a replacement cost basis in the event of loss.

General liability insurance

is essential, whether you are a small business owner, contractor, landlord or service professional. The Bair Insurance Agency designs your insurance packages according to your business requirements and helps you identify key factors to reduce risk.

Commercial umbrella insurance

adds an extra layer of commercial liability protection for your business. If your business has numerable assets, consider the extra coverage that goes beyond general liability insurance to ensure extended protection in the event of major claim or lawsuit.

Professional liability insurance

is important for manufacturers and service oriented businesses in Massachusetts to protect assets against claims concerning “errors and omissions” that have possibly caused injury, loss or damage to another party.

No one ever wants to have to be in a situation where they require insurance but you never know what will happen when. To gamble that you will not need insurance is never a bet you should take.

Every business requires some form of insurance protection. Contact a The Bair Insurance Agency expert today to learn more.